Serious Illness Protection Quote

Also known as critical illness cover, this product provides a lump-sum payment in the event of a specified serious illness.

It helps with unexpected expenses while you focus on your recovery.

Protect you and your family’s well-being and future. Let us help you.

Real People. Real Savings. Real Reviews

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LowQuotes.ie4.9
Based on 1679 reviews
Paulaebt O.
4 days ago
My story began with a Google search and a phone call from Gerard Woodlock in Low Quotes Mortgages. I really can't put into words how absolutely amazing Gerard is at what he does and is the most pleasant lovely guy to deal with. He was there with me through every single step of this process and went above and beyond to help me get through this mortgage application journey. When Gerard says he will do something he absolutely will! He will call you back when he says he will and never leaves you waiting for answers! I really wish more companies had an employee like Gerard. I also dealt with Bernadine Day when Gerard was on holiday and she also is absolutely fantastic. You just feel like these people have your back during what can be an extremely stressful process due to slow solicitors that put you at the bottom of their priority list!. I would highly highly highly recommend dealing with low quotes and in particular Gerard or Bernadine as both are amazing at what they do and the support they provide to their clients. .they make you feel like family! Not many companies out there will do that for their clients. A million thanks to Gerard and his Team! I'll invite you all to the house warming when I get the keys! Kindest Regards Paula ✨️
konrad K.
4 days ago
I would highly recommend Diarmuid. He assisted me with the highest level of professionalism and expertise in arranging my mortgage protection, especially when I was going through a really difficult and stressful situation with my first home purchase. His support and guidance made the whole process much easier, and I really appreciate all his help. Thank you so, so much, Diarmuid!
juley J.
6 days ago
Aoife morgan helped me to find a reasonable price She is excellent
Laura M.
2 weeks ago
I dealt with Aoife Morgan when I was looking into getting income protection. She was a pleasure to deal with, explained everything well and answered any of my queries. I was at complete ease when choosing my cover and would highly recommend both LowQuotes and Aoife.
soumya O.
2 weeks ago
We approached Low Quotes for the mortgage protection policy. Financial Advisor - Colin, understood our requirements, explained the different options clearly and made sure we understood the policy before making any decision. Thank you Colin. Excellent service from start to finish!
San
4 weeks ago
Was looking for quotes for renewal with Health Insurance! Got many quotes from various companies! But Shaun out shone the rest! He not only rang me and spent quite a bit of time explaining different health plans that would suit me & my family! Then emailed me, going into great detail!. He is excellent at his job! And would highly recommend him to help with and plans whatsoever!
joseph S.
1 month ago
Aoife Morgan was fantastic to deal with from start to finish. She helped us arrange our life cover policy and found us an excellent quote. She was always friendly, professional, and incredibly helpful, even taking the time to answer our questions outside of working hours and on weekends. We really appreciate all her support and would highly recommend her to anyone looking for life insurance or mortgage protection.
Svc C.
1 month ago
From our very first conversation, Shaun was professional, approachable, and incredibly knowledgeable. He took the time to fully understand my situation with mortgage and then worked to find the best possible solution for us. Shaun secured us an Protection Plan with competitive premium. What impressed me most was his attention to detail. He explained everything in clear, jargon-free language, compared all the options transparently, and made sure the policy would meet AIB’s requirements without any hassle. He was also extremely proactive with the paperwork and guided us through assigning the policy to AIB. The whole process was smooth, stress-free, and efficient. Shaun is trustworthy, responsive, and genuinely puts his clients first. It’s rare to find someone who combines great expertise with such great customer care. Thanks to Shaun, we got excellent cover and total peace of mind. If you need mortgage insurance in Ireland, Shaun Young is the person to speak to. You are gem for Low Quotes!!
Rory
1 month ago
Gerard couldn't have been more helpful, thank you
Tina D.
1 month ago
I can't recommend LowQuotes highly enough, especially Shaun. What should have been a straightforward policy turned into a long process that took months, but Shaun never gave up. He fought tooth and nail to get everything over the line for me. Throughout the entire process, he kept in regular contact, rang with updates, and made sure I always knew what was happening. His communication, persistence, and commitment to helping me were outstanding. Nothing ever felt like too much trouble. If you're looking for someone who genuinely goes above and beyond for their customers, ask for Shaun. His dedication and professionalism made a stressful situation so much easier. I will 100% be using their service again.Thank you again!
Gopikrishna N.
2 months ago
I recently worked with Aoife Morgan from Low quotes to set up my income protection policy, and I could not be happier with the service. They took the huge time to explain the differences between "Own Occupation" and "Any Occupation" clauses, ensuring I got the right coverage for my job. They also helped me align my deferred period perfectly with my company’s sick pay scheme to keep my premiums as low as possible. The process was completely transparent, highly professional, and stress-free. I highly recommend them to anyone looking to secure their financial future.
helen R.
2 months ago
Thanks to Chloe Barry who was excellent yesterday helping me get my salary protection.
S L.
2 months ago
Bernadine's guidance throughout the process was incredibly helpful from start to finish. Would strongly recommend.
Michael F.
2 months ago
Dealing with Shaun was a breath of fresh air. This guy could not have been more helpful, and actually helped out with advice on stuff that's not in the scope of what he primarily works at. Top class!
Széplaki R.
2 months ago
Quick and professional service. Thank you, Cormac.
Ciaran M.
2 months ago
Shaun really looked after me and got me a fantastic plan and an even better price. Highly recommended.
ciaran O.
2 months ago
Aoife Morgan was extremely helpful and professional
Iva P.
2 months ago
I worked with Maik on an income protection quote, and I was genuinely impressed by the level of service I received. He was extremely polite, patient, and knowledgeable throughout the entire process. What stood out most was how he took the time to break everything down clearly in an email after I asked for written explanations; it made my decisions so much easier. I did compare quotes elsewhere, but his approach and willingness to explain every detail in a way that actually made sense really set him apart. He made the entire process less stressful and it was nice to chat to him. I’d happily recommend him to anyone looking for income protection or general insurance advice. In addition, LowQuotes had the best interactive site and the fastest response I came across in this process. Highly recommend. Iva

Benefits of having Serious Illness Protection

Serious illness cover provides essential financial protection and peace of mind, ensuring that you and your loved ones are protected against the financial impact of a severe illness. With extended coverage up to age 75, you receive long-term security even in later years. The policy offers a tax-free lump sum payout upon diagnosis, helping cover medical expenses, ongoing care, lost income, and other financial obligations. You can continue your policy without further medical assessments after the initial term with a convertible option, ensuring uninterrupted protection. Additionally, free coverage for children offers financial support in the event of a serious illness, allowing you to manage medical costs and take time off work if needed. Investing in serious illness protection safeguards your family’s financial future, enabling you to focus on recovery and well-being.

  • Cover up to age 75

  • Tax-free Lump Sum Payment

  • Continuation Option - Extend Cover Without Further Medical Assessment

  • Free Children's Cover

  • We Beat Any Competitors Quote

  • Quote, Apply, Sign, Online

  • Cover available in 10 minutes

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Your Questions Answered

Serious Illness Protection is a type of insurance that provides financial support if you are diagnosed with a serious illness. It pays out a lump sum, which can be used to cover medical expenses, loss of income, and other costs related to the illness. This coverage ensures that you and your family are financially protected during a difficult time. Learn more about Serious Illness Protection.

The likelihood of being diagnosed with a serious illness depends on various factors such as age, lifestyle, and family history. According to studies, illnesses like cancer and heart disease are common causes of serious illness claims. Read about the statistical likelihood and impact.

It’s advisable to consider Serious Illness Protection when you have financial dependents or significant financial obligations like a mortgage. Additionally, as you age or if you have a family history of serious illnesses, securing this coverage becomes increasingly important. Find out more on when to consider this coverage.

Serious Illness Cover typically includes a wide range of conditions such as various types of cancer, heart attacks, strokes, and major organ transplants. Each policy might differ, so it’s crucial to understand the specific conditions covered by your insurer. Detailed coverage information. Explore more information knowing 5 facts about serious illness cover.

If you don’t qualify for Serious Illness Protection, consider alternatives like income protection insurance or critical illness cover that might have different qualification criteria. Consulting with an insurance advisor can help you find the best options available for your situation. Explore alternatives.

Best Doctors and Helping Hands are additional benefits offered by some insurers. Best Doctors provide access to a global network of medical specialists for second opinions, while Helping Hands offers support services such as counselling and rehabilitation. Learn more about these benefits here and here.

Related Products

Mortgage Protection

Pay off your Mortgage if you pass away.

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Life Insurance

Lump Sum payment in the event of death. Includes Terminal Illness Cover free of charge.

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Income Protection

Pays you a replacement income if you are unable to work due to illness or injury.

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Coronavirus Covid 19 Information

We would like to assure our customers that although this Worldwide Pandemic has struck our Nation hard, we are still here for our new and existing customers. All phone calls and emails will be dealt with accordingly.

In the unfortunate circumstance that a customer contracts COVID-19 and dies, our life policies would pay out in line with our usual claims philosophy.

All Consultations will be held by Phone or Online via Computer/Smart Device to remove face-to-face interactions and keeping in line with social distancing guidelines recommended by the Government.

We at Lowquotes.ie hope you, your family and your loved ones stay safe & healthy in this time.