Couple Without Kids: Why Two Incomes Don’t Mean Double The Savings
So, you’re a couple without kids (CWOK). Two salaries. No childcare costs. More freedom. On paper, it looks like you should be financially ahead of everyone else.
But here’s the surprise: having no kids doesn’t automatically mean you’re better off.
And having two incomes doesn’t automatically mean double the savings.
In fact, couples without kids who don’t budget, plan, or protect themselves financially can end up worse off than couples who do, even those with kids and all the expenses that come with them.
Let’s break down why.
